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*Registered Representative of and Securities and Advisory services offered through Hornor, Townsend and Kent, Inc.. A registered investment advisor. Member FINRA & SIPC, 5940 East Central, Wichita, KS 67208, 316-685-9296. HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company. Schreck Financial Group LLC is independent of HTK. Schreck Financial Group LLC is neither endorsed by or affiliated with Medicare or any government agency. This is not an offer or solicitation in any state where not properly licensed or registered. Schreck Financial Group representatives are licensed to offer securities in; Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Washington, Wyoming and insurance in; Alabama, Arizona, Arkansas, California, Colorado, Florida, Idaho, Illinois, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Virginia, Washington, Wyoming. The Top Wealth Manager's award is primarily based on assets under management and is not based on client experience or client results. It also is not indicative of future results. A4CM-0903-05E3