Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form will help you weigh your income vs. your expenses to determine your net cash flow.
     


Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Schreck Financial Group LLC
5940 E Central Wichita, KS 67208
Phone: 316-685-9296 Fax: 316-652-7076
www.schreckfinancial.com Schreck.Bruce@pmlmail.com

Registered representatives of, and securities and investment advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Adviser, Member FINRA/SIPC, 5940 East Central, Wichita, KS 67208, (316) 685-9296. Schreck Financial Group LLC is independent of Hornor, Townsend & Kent, Inc.


We have representatives in this office licensed and registered to offer products and services in the state of Kansas (KS).  Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.  This is not an offer or solicitation in any state where noy properly licensed or registered.


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